About Us...
Kendal Financial Management is a firm of financial advisers based in Cumbria, UK. The business was set up by Paul Rodman in January 2001.Paul now has nearly 17 years experience in advising clients.
Paul has obtained the Taxation and Trusts (G10) qualification in addition to his financial planning certificate. He also has the relevant mortgage qualifications. In addition to giving financial advice, Paul is an active member of the Institute of Professional Willwriters.
We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.As Paul says;
"Our clients typically are mature, often nearing, or in retirement. Typical objectives are maximising income, and saving tax".
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
Increasingly, clients are opting for our "Quality Service Plan" which offers an going agreement with our clients, involving regular annual review meetings, to make sure they have full control of their situation and are aware of options available to them.
We have various different service agreements to suit our clients different circumstances. In the first instance we will discuss with you which agreement would be best to suit your requirements.
The FSA do not regulate all forms of Inheritance Tax Planning